Privacy Policy

Section 01Introduction

NoteKaro Respects your Privacy and is Committed to Protecting your Personal and Business Information. This Privacy Policy Explains how we Collect, Use, Store and Share Information when you Access or Use the NoteKaro Platform.

Section 02Information we Collect

Depending on the Features you Use, we may Collect:

Section 03how we Use Information

We Use Collected Information to:

• Provide and Maintain NoteKaro's Features and Services.
• Manage Personal Finance Records and Business Khata Entries.
• Generate Reports, Statements and Reminders.
• Scan Receipts and Assist with Transaction Recording where Supported.
• Improve Platform Performance, Security and User Experience.
• Provide Customer Support and Communicate Important Service Updates.
• Meet Applicable Legal and Regulatory Requirements.

Section 04Sharing of Information

Information may be Shared with Authorised Service Providers, Payment Partners, Insurance Partners or Other Third Parties when Necessary to Provide Requested Services, with Appropriate Authorisation, or as Required by Law.

Third-Party Services may be Governed by their Own Privacy Policies and Terms.

Section 05Customer and Supplier Information

If you Enter Information About your Customers, Suppliers, Employees or Other Individuals, you are Responsible for Ensuring that you have the Necessary Consent or Other Lawful Basis to Collect and Use that Information.

Section 06SMS, Camera and Notifications

Certain Features may Require Access to SMS, the Camera or Notifications. Such Access will be Requested where Necessary and is Subject to your Permissions and Applicable Platform Rules. Optional SMS-Based Transaction Capture, where Available, is Intended to Assist with Record-Keeping.

You may Manage or Revoke Device Permissions Through your Device Settings, Although Some Features may No Longer Work as Intended.

Section 07Data Security and Retention

We Use Reasonable Technical and Organisational Measures to Protect Information Against Unauthorised Access, Loss, Misuse or Disclosure. Information is Retained for as Long as Necessary to Provide Services, Meet Legal Obligations, Resolve Disputes and Enforce Agreements.

Section 08your Rights and Choices

Subject to Applicable Law, you may Request:

• Access to your Personal Information.
• Correction of your Personal Information.
• Deletion of your Personal Information.
• Account Deletion Through the Available Support Process.

Certain Information may Need to be Retained where Legally Required.

Section 09Children's Privacy

NoteKaro is not Intended for Use by Children Without Appropriate Parental or Guardian Involvement where Required by Law. We do not Knowingly Collect Children's Personal Information Unlawfully.

Section 10Third-Party Links and Services

NoteKaro may Contain Links, Integrations or Redirects to Third-Party Services, Including Payment and Insurance Partners. We are not Responsible for the Independent Privacy Practices of those Third Parties.

Section 11Changes to this Policy

We may Update this Privacy Policy to Reflect Changes in our Services or Applicable Laws. The Updated Version will be Published on our Website or Within the Application.